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China Mortgage Calculator
Average mortgage rate: 4.3% • Average home price: ¥1,500,000
🇨🇳 Mortgage Details
China Mortgage Market Guide
The average mortgage interest rate in China is currently around 4.3%. The average home price is ¥1,500,000.
When buying a home in China, most banks require a down payment of 10-20% of the property value. Mortgage terms typically range from 15 to 30 years. The currency used for transactions is CNY (¥).
Tips for China Home Buyers
- Compare mortgage rates from multiple lenders
- Consider fixed vs variable rate mortgages
- Factor in property taxes, insurance, and maintenance costs
- Check eligibility for first-time buyer programs in China
- Current average loan rate for personal loans: 5.5%
🌍 Other Countries
🇺🇸 United States (6.8%)🇬🇧 United Kingdom (5.2%)🇨🇦 Canada (5.5%)🇦🇺 Australia (6.1%)🇮🇳 India (8.5%)🇩🇪 Germany (3.8%)🇫🇷 France (3.5%)🇯🇵 Japan (1.5%)🇰🇷 South Korea (4.2%)🇧🇷 Brazil (9.5%)🇲🇽 Mexico (10.5%)🇮🇹 Italy (3.8%)🇪🇸 Spain (3.5%)🇳🇱 Netherlands (4%)🇨🇭 Switzerland (2.5%)🇸🇪 Sweden (4%)🇳🇴 Norway (4.5%)🇸🇬 Singapore (3.5%)🇭🇰 Hong Kong (3.8%)🇷🇺 Russia (12%)