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Switzerland Mortgage Calculator

Average mortgage rate: 2.5% • Average home price: CHF950,000

🇨🇭 Mortgage Details

Switzerland Mortgage Market Guide

The average mortgage interest rate in Switzerland is currently around 2.5%. The average home price is CHF950,000.

When buying a home in Switzerland, most banks require a down payment of 10-20% of the property value. Mortgage terms typically range from 15 to 30 years. The currency used for transactions is CHF (CHF).

Tips for Switzerland Home Buyers

  • Compare mortgage rates from multiple lenders
  • Consider fixed vs variable rate mortgages
  • Factor in property taxes, insurance, and maintenance costs
  • Check eligibility for first-time buyer programs in Switzerland
  • Current average loan rate for personal loans: 4.5%