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Hong Kong Mortgage Calculator
Average mortgage rate: 3.8% • Average home price: HK$8,000,000
🇭🇰 Mortgage Details
Hong Kong Mortgage Market Guide
The average mortgage interest rate in Hong Kong is currently around 3.8%. The average home price is HK$8,000,000.
When buying a home in Hong Kong, most banks require a down payment of 10-20% of the property value. Mortgage terms typically range from 15 to 30 years. The currency used for transactions is HKD (HK$).
Tips for Hong Kong Home Buyers
- Compare mortgage rates from multiple lenders
- Consider fixed vs variable rate mortgages
- Factor in property taxes, insurance, and maintenance costs
- Check eligibility for first-time buyer programs in Hong Kong
- Current average loan rate for personal loans: 5%
🌍 Other Countries
🇺🇸 United States (6.8%)🇬🇧 United Kingdom (5.2%)🇨🇦 Canada (5.5%)🇦🇺 Australia (6.1%)🇮🇳 India (8.5%)🇩🇪 Germany (3.8%)🇫🇷 France (3.5%)🇯🇵 Japan (1.5%)🇰🇷 South Korea (4.2%)🇧🇷 Brazil (9.5%)🇲🇽 Mexico (10.5%)🇮🇹 Italy (3.8%)🇪🇸 Spain (3.5%)🇳🇱 Netherlands (4%)🇨🇭 Switzerland (2.5%)🇸🇪 Sweden (4%)🇳🇴 Norway (4.5%)🇸🇬 Singapore (3.5%)🇨🇳 China (4.3%)🇷🇺 Russia (12%)